Total and Permanent Disablement Insurance (TPD)

TPD insurance (Total and Permanent Disablement Insurance) provides a lump sum in the event of the insured becoming totally and permanently disabled. Often the level of cover is the same as the life insurance level of cover. It will be useful to pay the ongoing medical expenses that may arise, to make home modifications, or to hire home care services such as nursing, cleaning and cooking.

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NB: The advice contained in this page is general in nature and it does not take into account your needs, objectives or financial situation. You should always take these matters into account and obtain a copy of the Product Disclosure Statement.